College Tips
(Revised 2/24/2016)

"If we are lending money that ostensibly we don't have to kids who have no hope of making it back in order to train them for jobs that clearly don't exist, I might suggest that we've gone around the bend a little bit," says TV personality Mike Rowe, best known as the long-time host of Discovery Channel's Dirty Jobs.
Dirty Jobs' Mike Rowe on the High Cost of College

The vast majority of young people today should not really be going to university. One recommendation is to find a trade that interests them. They should consider becoming an electrician, plumber, auto mechanic, or learning some other trade. They should go to trade school, jump through the hoops of becoming an apprentice, and do the arbitrary things that the trade organizations states that you must do to become one of the qualified.

One option once they have learned a trade and have 1 year of experience in it, is to go to community college 1/2 time at night and pick up a "two year" A.S. degree in Business. This will take thm 4 years. Then they will have 5 years of experience and an A.S. degree in business which will make them eligible to be promoted to supervisor.

On the other hand, the young person may find that they are fine without the schooling at this point due to inherent skills or the luck of simply being in the right place at the right time. University is a means to an end. It should not be an end in and of itself. University should not be a "life experience". It would be cheaper to back pack around the world for that, and probably a better experience at that.

Super-Cheap Accredited Colleges: $11/day (or Less)

Why do employers require a college degree?

As the result of EEO laws and affirmative action laws passed in the 1970s, companies can no longer administer aptitude tests, vocational tests, and IQ tests as a criteria for hiring because the SCOTUS says they are discriminatory.

Companies know that it roughly takes an IQ of 108 to get a B.A. or B.S. and and IQ of roughly 120 to get an advanced degree. Plus employers know a degree implies the individual is can plan and organize his life for a long period of time to accomplish getting a degree, and slog though the necessarily steps to finance getting that degree. Furthermore, employers know such obvious bad hires such as alcoholics, drug addicts, the mentally ill or other potential bad hires probably won't be able to get their lives together long enough to accomplish getting a degree. In addition, employers know getting a degree in today's society usually implies that the individual has mastered a sufficient number of work-place skills dealing with computers, computer software, and other advanced electronic equipment (e.g. smart phones) to be able to integrate well in a modern office environment.

So a college degree has replaced the use of IQ, vocational, and aptitude tests used in the 1950s as screening tools by employers for potential hires.

Turn everyday spending into money for college!
Private colleges propogate wealth gap!
Federal Consumer Financial Protection Bureau advice on paying for college!